Below is the answer and explanation for the question which of the following describes the payment API correctly?

Which of the following describes the payment API correctly?

• It is designed for external card readers
• It requires a phone with a fingerprint reader
• It bypasses the checkout form ✅
• It replaces your payment processor

correct answer

It bypasses the checkout form ✅

explanation

The payment request API is an open and cross-browser standard that replaces traditional checkout flows by allowing merchants to request and accept any payment in a single API call.
It vastly improves user workflow during the purchase process, providing a more consistent user experience and enabling web merchants to easily leverage disparate payment methods. The Payment Request API is not a new payment method, nor does it integrate directly with payment processors.

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